Agency commission calculator
Move the sliders and see what a commission actually costs you, what growth breaks even, and what your time back is worth.
These two buttons are example rates for the maths, not our price list. Our own commission runs 25–55% of earnings after platform fees depending on the scope you need and the state of the account, and your exact rate is agreed in writing before anything starts.
Full-management basis: commission on all earnings after the platform fee.
Starts at 0% on purpose. Set the growth you honestly expect — the result only means something with your own number.
The platform keeps 20% of gross in both scenarios. Uplift is your assumption; our job on a call is to justify one for your account.
Solo
$6,400
take-home per month
$8,000 gross, minus the platform’s $1,600
Managed
$3,200
take-home per month
$8,000 gross, minus platform and 50% commission
Monthly cash difference
−$3,200
versus staying solo, before counting your time
Break-even uplift at 50%
100%
Value of 30 hours back
$1,500
Total monthly benefit
−$1,700
The rest of the suite
The calculator above answers one question: what a commission costs you and what growth pays it back. Five more free calculators answer the questions that sit either side of it. None of them ask for an email, and none of them store what you type.
OnlyFans tax calculator
Commission is not the only cut. This one estimates what is left after self-employment tax and deductible expenses, so the take-home figure you compare against is the real one.
Open the tax calculatorAgency ROI calculator
Same question as above, run over a full year instead of a single month, with your own uplift and ramp-up assumptions. Use it when you want the annual number rather than the monthly one.
Open the ROI calculatorOnlyFans earnings calculator
Subscribers, price, tips and PPV in; a realistic monthly gross out. This is the one to start with if you do not have a revenue figure to put into the commission calculator yet.
Open the earnings calculatorPPV price calculator
What a pay-per-view message is worth at your list size and open rate, and where the price stops being worth the unsend. Answers the pricing question, not the commission question.
Open the PPV calculatorChatter cost calculator
What it costs to staff your inbox yourself — hourly, per shift, per month — so you can compare hiring directly against a commission model.
Open the chatter calculatorThe break-even rule of thumb
For an agency to leave you better off in pure cash terms, it must grow your revenue by at least commission divided by (100 minus commission). At a 50% commission that is 100% growth. Anything above the break-even line is profit you would not have had solo; anything below it means the commission cost you money.
| Agency commission | Revenue growth needed to break even |
|---|---|
| 10% | +11% |
| 15% | +18% |
| 20% | +25% |
| 25% | +33% |
| 30% | +43% |
| 35% | +54% |
| 40% | +67% |
| 45% | +82% |
| 50% | +100% |
Two things the table does not show. First, the growth an agency produces is not a one-month event: a doubled account keeps paying the difference every month it stays doubled. Second, your time has value the cash comparison ignores. If management returns 30 hours a month you would otherwise spend in the inbox, that time is worth whatever you can earn, create, or live with it.
For the full picture of how splits work and what should be included at any commission level, read How Agency Commission Works (and What Is Fair). Or skip the theory and apply for a call, where we walk through this math with your real numbers.
Which number do you actually need?
Most creators arrive here with one of four questions, and they need different tools. If the question is what would I even make, start with the earnings calculator: it turns subscriber count, sub price, tips and PPV into a monthly gross you can then feed into everything else.
If the question is is this commission fair, the calculator at the top of this page is the right one. It compares take-home against take-home rather than comparing a percentage against a feeling, which is where most of the anger about agency splits actually comes from.
If the question is should I hire instead, use the chatter cost calculator. A commission is a variable cost that scales down when you have a bad month; a salaried chatter is a fixed cost that does not. Seeing both as monthly figures makes the trade obvious, and for some accounts hiring genuinely is the better answer.
And if the question is what should I charge for this, the PPV calculator is the only one of the five that touches pricing. It is also the fastest one to change your income: PPV pricing moves revenue within days, while everything else on this page moves it over months.
What these calculators cannot tell you
Every figure on this page is arithmetic on numbers you supplied. That is the point — nothing here is a projection we invented — but it means the output is only as honest as the uplift you assume. A calculator that promises a specific growth multiple before anyone has seen your account is selling something. Ours deliberately leaves that slider in your hands.
Ramp-up is not instant
The monthly view assumes the new revenue level already exists. In practice the first four to eight weeks are setup, testing and backlog. The ROI calculator models that delay; this one does not.
Scope decides whether a rate is fair
Twenty-five per cent for chat only and fifty per cent for chat, marketing, content direction and leak protection can both be reasonable. The percentage alone tells you nothing without the list of what is included.
Platform fees are flat here
We hold the platform cut at twenty per cent in both scenarios, because it applies either way. Referral splits, payout fees and currency conversion are not modelled.
Tax is out of scope
Everything shown is pre-tax, and the deductibility of agency fees differs by country. Treat the comparison as gross-to-gross, and talk to an accountant about the rest.
Questions people ask about agency commission
At least the commission divided by one hundred minus the commission. At a 25% commission that is 33% growth; at 50% it is 100%. Below that line you are paying for time saved rather than money made, which can still be the right trade — but it should be a decision, not a surprise.